A yayin taron kwamitin faɗuwar 'yan'uwa Benefit Trust (BBT), ƙungiyar ta tattauna bayanan da manajan saka hannun jari ya gabatar: (daga hagu) Shugaban Kwamitin Zuba Jari Harry Rhodes, shugaban BBT Nevin Dulabaum, mai ba da shawara Tim Fallon, da memba na Kwamitin Zuba Jari Jack Grim.
Sabbin iyawa ga membobin shirin fensho na 'yan'uwa, sake fasalin Brethren Benefit Trust (BBT) a matsayin ƙungiya, da ƙirƙirar asusun ajiyar kuɗi don Kyautar Kyautar Kyautar Annuities na 'Yan'uwa sun kasance uku daga cikin manyan sakamako daga faduwar hukumar BBT fuska da fuska. taron, wanda aka gudanar a ranar 18-19 ga Nuwamba a Martinsburg, Pa.
Kowanne daga cikin wadannan abubuwa za a aiwatar da shi ne sakamakon amincewar da kwamitin ya amince da kasafin kudin shekarar 2012 da ma’aikatan suka gabatar.
Nevin Dulabaum, shugaban BBT ya ce "Sauye-sauyen da ke kan hanyarsu za su ba da damar shirin fensho na 'yan'uwa don yin hidima ga wadanda suka yi ritaya da kuma mambobin tsare-tsare na yanzu, da kuma samun kwarewa wajen kawo sababbin mambobin," in ji Nevin Dulabaum, shugaban BBT. “ Canje-canjen kuma za su rage yawan kuɗin da BBT ke kashewa yayin da muke ƙoƙarin kiyaye ingancinmu yayin da muke amfani da wasu sabbin dabaru, kuma za su ba da kariya ga gidauniyar Brothers daga abubuwan da ake bin su a nan gaba. Duk da cewa sauyi ba shi da sauƙi, ina da tabbacin cewa waɗannan shawarwari za su yi amfani da ƙungiyar da kyau."
Jimlar kashe kuɗaɗen 2012 an yi kasafin kuɗi a dala miliyan 4.18, ƙasa da dala 58,000 (kashi 1.4) daga kasafin kuɗin 2011 da ƙasa da dala 11,565 daga kuɗaɗen shekara-shekara na BBT na ƙarshen Satumba. Duk da yake gabaɗaya kashe kuɗi za su kasance a irin wannan kewayon a cikin 2012, labarin yana cikin yadda za a ware kuɗin. Shirin fensho na ’yan’uwa zai ɗauki ƙarin kashe kuɗi don ya iya canzawa zuwa mai kula da rikodi na waje, wanda zai samar da ƙarin ayyuka masu ƙima ga mambobi da masu gudanarwa gami da ingantattun kayan aikin kan layi don asusun sirri na kowane memba da shawarar raba kadara. Wannan sauye-sauyen zai sa tsarin ya kasance mai gasa da bin ka'ida a cikin ƙalubale, ƙa'idar kasuwa. A halin yanzu, Sashen Sabis na Assurance na BBT zai ɗauki wasu sabbin ingantattun ingantattun abubuwa kuma za a rage su kaɗan a cikin ayyukan.
Tare da raguwa kaɗan a cikin ayyukan inshora, kuma tare da rufe Cocin of the Brother Credit Union a watan Yunin da ya gabata, BBT ta sami kanta tare da kuɗin tallafin gudanarwa wanda za a iya ragewa. Don haka, za a kawar da matsayi biyar na BBT a ranar 16 ga Disamba. Matsayi na shida da aka sanar a baya-babban jami'in gudanarwa-ba za a cika ba. Ana kawar da daidai da matsayi na bakwai daga kudaden shawarwari na BBT. Baya ga waɗannan mukamai, membobin ma'aikata sun haɗu ta duk abubuwan layin kasafin kuɗi, suna sake tunanin yadda BBT ke yin aikinta yayin da suke ƙoƙarin daidaita inganci tare da inganci. Wannan tsari kuma ya haifar da daskarewa BBT albashin 2011 na 2012.
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| Hoto daga Patrice Nightingale |
| Kwamitin gudanarwa na Brethren Benefit Trust (BBT) ya gudanar da taronta na faɗuwar 2011 a tsakiyar Nuwamba a ƙauyen a Morrisons Cove, wata al'umma mai ritaya na Cocin 'yan'uwa a Martinsburg, Pa. |
"Buƙatun ƙungiyarmu suna canzawa," in ji Dulabum. “Hakinmu ne mu karkatar da kudade don biyan bukatun wadanda muke yi wa hidima da kuma cika wajibai na cikin gida kamar bin doka. Muna aiki tuƙuru don ƙarfafa ma'aikatunmu yayin da muke neman sabbin dabaru don taimakawa haɓaka ayyukanmu. Yayin da muke rayuwa cikin sabon tsarinmu, za mu ci gaba da duba hanyoyin da za mu rage farashi.”
Baya ga ragi na kasafin kuɗi, ƙungiyar kuma za ta ƙara inganta a cikin 2012. Tawagar gudanarwa na BBT tun daga ranar 1 ga Janairu, 2012, za ta ƙunshi mambobi huɗu, kuma kowane memba zai ɗauki ƙarin nauyi. Dulabum zai kula da harkokin sadarwa. Scott Douglas, mataimakin shugaban BBT kuma darektan Shirin fensho na 'yan'uwa, zai zama darektan Sashen Amfanin Ma'aikata da aka kafa, mai kula da duk ayyukan fensho da inshora. Steve Mason, darektan gidauniyar 'yan'uwa, zai ci gaba da jagorantar ayyukan saka hannun jari na BBT na zamantakewa. John McGough, babban jami'in kudi kuma darektan saka hannun jari, zai zama babban jami'in yarda da BBT.
Wani abu na kasuwanci tare da haɓakar kuɗi shine ƙirƙirar asusun ajiyar kuɗi na Gift Annuity Loss Reserve wanda hukumar ta yi, wanda zai taimaka wajen rage yawan kuɗin da aka ba da kyauta wanda ke da manyan lamuni fiye da kadarori. Mason ya nuna cewa ana buƙatar asusu don kare kadarorin BFI daga kuɗin kuɗaɗen kyauta na “karkashin ruwa”. Hukumar ta kuma amince da wasu karin matakai guda uku da za su taimaka wajen tafiyar da harkokin ba da kyauta ga BBT; Ma'aikatan BFI za a sanar da masu ba da gudummawa da hukumomin da aka niyya game da canje-canjen.
Wasu ayyuka masu mahimmanci
Hukumar BBT ta tabbatar da Bayanin Ethos na wata shekara, tare da imani cewa sanarwar da aka fara amincewa da ita a watan Nuwamba 2008 ta ci gaba da bauta wa kungiyar da kyau. Hukumar ta kuma fitar da sanarwar da ta sake tabbatar da Bayanin Ethos (duba labarin da ke ƙasa). Ana samun Bayanin Ethos a www.brethrenbenefittrust.org/ideals .
Tsare-tsare na dogon lokaci na Asusun Fansho na ’Yan’uwa, da matsayin da aka yi na neman mai kula da tsarin fansho, da ƙarin bayani daga kwamitin hangen nesa na ƙungiyar na daga cikin rahotannin da hukumar ta samu.
A watan Satumba, hukumar ta saurari rahotannin sashen yayin kiran taro. An tsara wannan kiran ne don ɗaukar abubuwan kasuwanci na yau da kullun, wanda ke ba da damar ƙarin tattaunawa game da batutuwa masu wahala lokacin da aka tara ƙungiyar a cikin mutum. Don haka, hukumar ta kuma yanke shawarar cewa ba za ta hadu a taron shekara-shekara na 2012 ba, wanda zai kunshi taron sa’o’i hudu bayan kammala taron. Don adana kuɗi da kuma ƙara yawan lokacin taro, hukumar ta amince da manufar yin taro na kwanaki biyu a Cocin of the Brethren General Offices da ke Elgin, Ill., a ƙarshen mako a watan Agusta ko farkon Satumba.
Hukumar kuma
- An amince da gyara ga takardar tsarin doka ta ’yan’uwa fensho, wanda ya fayyace lokacin da mutum zai sami damar samun fa’idar shekara-shekara.
- Riƙe Sterling Capital Management a matsayin manajan saka hannun jari na ɗan gajeren lokaci na tsawon shekaru uku.
- Mambobin kwamitin sun maraba Harry Rhodes da John Wagoner a matsayin shugaban kwamitin zuba jari da mai rikodin; Ann Quay Davis da Carol Ann Greenwood a matsayin shugabar mata da mai rikodi na Kwamitin Bita na Kasafin Kudi da Audit; da Donna Forbes Steiner da Eunice Culp a matsayin shugabar kwamitin mulki da mai rikodi.
- Ya sadu da membobin shirin fensho na 'yan'uwa da Abokan Gidauniyar Brotheran'uwa a ƙauyen da ke yankin Morrisons Cove masu ritaya. Mambobin hukumar BBT da ma'aikata da dama sun kuma gana da Corey Jones, Bob Neff, da Linda Banaszak, manyan ma'aikatan kauyen a Morrisons Cove.
- An tabbatar da ranar 21-22 ga Afrilu a matsayin ranakun ganawa ta gaba da fuska na hukumar, a Elgin, Ill., tare da kiran taron da za a gudanar a ƙarshen Maris.
(BBT ne ya bayar da wannan sakin).